ACA health plans (also known as Affordable Care Act) are designed to provide comprehensive coverage affordably. Annual preventive exams are covered in full when you visit in-network providers. The plans also help offset the cost of prescription drugs, emergency services, hospitalization and more.

Click here to meet an agent to get help choosing the right plan for you, or email office@shresthainsurance.com.

ACA- compliant plans are required to provide coverage for much, including the following:

-  Preventive care and wellness services, including chronic disease management
-  Pediatric services, including dental and vision care
-  Prescription drugs
-  Emergency services
-  Hospitalization
-  Outpatient services
-  Labs
-  Maternity and newborn care
-  Mental health and substance abuse services, including behavioral health treatment
-  Rehabilitative and habilitative services and devices that help you acquire, maintain or improve skills    necessary for daily living

An ACA health plan might be a good fit if you:

-  Are self-employed.
-  Have a pre-existing condition.
-  Have experienced a Qualified Life Event.
-  Want a robust health plan that includes coverage for any medical needs you might encounter throughout the year.

Because Open Enrollment for ACA plans happen once a year (unless you experience a Qualified Life Event), a different health plan with a midyear enrollment window - such as a short-term plan, health share program or indemnity plan - may be a better option for you if you need to enroll midyear.

If you have a pre-existing condition, an ACA-compliant health plan might be the right fit for you. These plans cannot deny coverage or charge you more because you have a pre-existing condition.

Reach out to the Shrestha Insurance Agency to find the plan that best fits your needs.

We at the Shrestha Insurance Agency understand how complex the marketplace can be and want to help guide you through the process, making it as stress free as possible for you. Give us a call or stop by one of our offices so that we can work together to select a plan or just to answer any questions about your benefits throughout the year.