Explore flexible plans for group and employer health, dental, and vision insurance. 

Employer group health insurance is a type of health coverage provided by an employer to its employees and often their dependents. Group health members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders. 

Click here to meet an agent to get help choosing the right plan for you, or email office@shresthainsurance.com.

Group members receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders.
Premiums are split between the organization and its members, and coverage may be extended to members' families and/or other dependents for an extra cost. 

Common types of group insurance include health insurance, dental insurance, and life insurance. Although, there are a number of additional types of insurance that can be offered through group health insurance. Many supplemental insurances are extended to employees through group coverage as well. These can include:

-  Vision insurance
-  Accident insurance
-  Disability insurance
-  Hospital indemnity insurance
-  Critical illness insurance
-  Cancer insurance
-  Legal insurance

Many group health insurers offer plans to companies with one or more employees. The type of plans available, however, may vary according to the size of the business. Because of the many differences—insurers, plan types, costs, and terms and conditions—between plans, no two are ever the same. Employers can enjoy favorable tax benefits for offering group health insurance to their employees. Simply put, this type of insurance is cheaper and more affordable than individual plans available on the market because more people buy into the plan.

Reach out to the Shrestha Insurance Agency to find the plan that best fits your needs.