Whether you are aging off your parent's plan and need coverage before you can enroll at a new job or you are retiring early and need temporary coverage while you await Medicare eligibility, short-term health coverage can help cover you for those in-between moments. 
These plans have 90-day terms with the option for a one-month extension.

Similar to Health Share Plans and Indemnity Plans, Short-Term Plans are also designed to help bridge the gap when you find yourself between health plans.

Click here to meet an agent to get help choosing the right plan for you, or email office@shresthainsurance.com.

Short-Term health plans provide temporary coverage for basic medical services and emergencies when you need coverage for only a few months at a time. These plans are intentionally temporary as they typically do not meet Affordable Care Act coverage requirements for long-term plans. However, they can provide peace of mind and help you avoid going without coverage when you find yourself between health plans.

When you know you will be between coverage plans for a few months but want to avoid the risk of being without coverage in that time, a short-term health plan can be a great option. These plans can also be a great fit when you need coverage quickly or outside of ACA annual enrollment. Short-term plans can also be a more affordable option when you want to avoid the higher costs of an ACA plan.

A Short-Term health plan can be a great fit if you are:

-  Transitioning between jobs and need coverage while you wait to start a new role where you will be eligible to enroll in a plan though you new employer.
-  A part-time or seasonal worker and do not qualify for coverage on your employer's plans. 
-  A recent graduate and have aged off your parent's health plan.
-  Retiring early and need coverage prior to Medicare eligibility.
-  Waiting for ACA open enrollment but need coverage while you wait to enroll or for your plan to become effective.
-  Young and healthy and need coverage in case of emergency.

Short-term plans generally do not cover pre-existing conditions, so take that into consideration when deciding if this type of plan is right for you.